Award winning immigration services for over a decade

We provide specialist approaches to legal solutions with exceptional expertise necessary to meet our clients’ needs in a rapidly evolving industry.


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05:50 13 Dec 23
Highly recommend Raffles Educity who is seeking reliable and expert assistance for their immigration needs. Thank you for your guidance and corporation.
Hitakshi ThakurHitakshi Thakur
05:32 08 Dec 23
I apply my Canada study Visa from Raffles Educity and finally got that tooo in just a month..Whole process was very smooth ,the entire team of Raffles educity i want to say is very Cooperative..Highly recommended🥰🥰
Deepika SharmaDeepika Sharma
05:08 08 Dec 23
I highly recommend Raffles Educity to anyone seeking reliable and expert assistance for their Canada study visa journey. Thank you for making my dream of studying abroad a reality!
ish preetish preet
10:28 07 Dec 23
My name is yashpreet.I belong to Phagwara city.I applied for study visa fromRaffles Educity(Ludhiana).I had wonderful experience with raffles because staff members are very supportive and helpful.Recently I got my study visa.I am very thankful to the staff of Raffles Educity who guided me in well-mannered way.Thank you so much Raffles Educity.
Simrat KaurSimrat Kaur
04:55 07 Dec 23
I had a wonderful experience with raffles Educity for my Canada Study Visa application as from beginning to end the entire process was very smooth & the staff has supported me very well. I highly recommend to everyone.
Kajal SharmaKajal Sharma
04:17 06 Dec 23
I had a wonderful experience with Raffles Educity for my Canada study visa application. From start to finish, the entire process was incredibly smooth and stress-free, thanks to their expertise and dedication. Highly recommended!
priyanka guptapriyanka gupta
04:14 06 Dec 23
I had an exceptional experience with Raffles educity. From the moment I initiated the process until the successful completion of my immigration journey their professionalism and expertise were evident. Thank you Raffles for your assistance.
14:05 26 Jun 23
Thanks Swaran Sir for my parents supervisa.Ecstatic to have you here.All the Best 😊
kulvir singhkulvir singh
16:37 25 Jun 23
It's great to hear that Raffles Educity is now at Surrey, Canada and would be of great help for my Kith and kins as been associated with you from so long. Best Immigration services.
sanjogta dograsanjogta dogra
16:36 25 Jun 23
it is great news that you are in Canada itself. Now my children's will get on shore best services thank you so much for your great contributions in immigration services
Dilmanpreet NanduDilmanpreet Nandu
20:07 23 Jun 23

Financial Requirements for Sponsorship

When sponsoring family members, it’s imperative to demonstrate your financial capacity to support them. This financial responsibility encompasses both family members living with you and those you intend to sponsor. The term “Minimum Necessary Income” (MNI) is utilized by Immigration, Refugees, and Citizenship Canada (IRCC) to assess the sponsor’s financial capability for supporting family members.

Understanding Minimum Necessary Income (MNI)

Minimum Necessary Income serves as an income threshold utilized by IRCC. It determines the eligibility of Canadian citizens or permanent residents to sponsor family members, including spouses, common-law partners, dependent children, parents, and grandparents. The MNI requirement is also influenced by the family size of the applicants for family sponsorship.

A family unit consists of members of the family residing in Canada, which includes the sponsors. The family unit comprises:

Proof of income via Notices of Assessment from the Canada Revenue Agency for the past three years serves as evidence for meeting MNI requirements. It’s important to note that the income requirement for 2020 has been adjusted due to the impact of the Coronavirus pandemic, as announced by IRCC.

Financial Requirements for Parent and Grandparent (PGP) Sponsorship

To sponsor parents and grandparents, one must surpass the MNI for the preceding three years. These eligibility criteria ensure that elderly or dependent family members receive adequate care and support during their stay in Canada. The charts below illustrate the different Low Income Cut-off (LICO) figures for sponsors (Table-1) and the corresponding Minimum Necessary Income (MNI) figures (Table-2). The MNI figure can be calculated by adding 30 percent of the Low Income Cut Off figures (LICO).

Low Income Cut-off figures (LICO)

Family unit sizeRequired basic annual income
1 member$25,921
2 members$32,270
3 members$39,762
4 members$48,167
5 members$54,630
6 members$61,613
7 members$68,598
For additional person$6985

MNI Figures for Three Years

Family Unit Size MNI 2020MNI 2019MNI 2019
2 members$32,270$41,007$40,379
3 members$39,672$50,414$49,641
4 members$48,167$61,209$60,271
5 members$54,630$69,423$68,358
6 members$61,613$78,296$77,095
Every additional  member$6985$8,876$8740

Meeting MNI Requirements

Calculating MNI takes into account the number of family members in a given year, considering the addition or loss of members. In cases where applicants find it challenging to meet MNI due to lower income levels, expert immigration consultants can propose solutions. Combining a spouse or common-law partner’s income to achieve the required MNI figure is one such solution.

When including your partner’s income for MNI calculation, it’s crucial to submit confirmation of common-law status. Additionally, the co-signer (partner) must meet all eligibility requirements and share financial responsibilities for the sponsored family members.

Canada places significant importance on sponsors’ financial obligations. Fulfilling all financial responsibility requirements is essential for family sponsorship. Enlisting the expertise of a knowledgeable immigration consultancy service can simplify the family sponsorship application process.

Vancouver Immigration Services Inc. offers expert consultations to facilitate family sponsorship. We provide tailored immigration solutions and guidance on various immigration pathways. Contact us today to expedite the sponsorship process and ensure your family’s successful reunification.

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